For some, retirement means settling into an active retirement community and taking advantage of resort-like amenities with freedom from the constraints of homeownership. For others, it means choosing to age at home in a familiar setting.
If you live in New Jersey or Delaware, you may be pleasantly surprised to discover that your options don’t stop there. Thanks to programs like Springpoint Choice, you can enjoy the best of both worlds with unlimited access to senior living amenities and a little extra support at home when you need it.
Choosing to age at home means you remain in a familiar setting and continue enjoying the lifestyle you know and love. If you’re in relatively good health, there may be no good reason to make a change. You can forgo the stress of moving and don’t have to think about downsizing your belongings to fit into a smaller home.
Despite the short-term benefits, aging in place may ultimately come at a long-term price, both literally and figuratively.
The cost of long-term care is continually rising, so waiting until you urgently need additional care could mean you end up quickly spending everything you saved by staying at home and then some. Waiting to plan for your future healthcare needs can have a big financial impact, whether it’s on you personally or on your loved ones who may ultimately need to help you obtain additional care.
Wanting to live at home and wanting to take care of a home aren’t always the same thing. Think about what changes you may need to make over time to keep your home safe and clean. A senior living community is designed with accessibility, security, and features like emergency call buttons for your protection, while your home likely lacks these protective elements.
Household chores also include activities of daily living like preparing meals and housekeeping. If you need assistance with these activities, or other aspects of personal care like grooming or bathing, do you have resources available, whether through loved ones or a private provider?
One more important consideration for seniors who age at home is the important role that socialization plays in cognitive and mental health. Seniors who age in place may easily become isolated, so it’s important to maintain social connections in the community, whether that’s through volunteering, participating in lifelong learning programs, or simply spending time with loved ones.
The decision to age at home and an appreciation for the benefits of a senior living community aren’t mutually exclusive, or at least they don’t have to be. As a member of Springpoint Choice, you can remain in your home but still the same enjoy resort-style senior living amenities as residents of nearby Springpoint retirement communities.
That means you can take fitness classes at one of the eight communities in New Jersey and Delaware or let someone else do the cooking and enjoy a chef-prepared restaurant meal. You can also attend social events to make new friends and participate in the award-winning LivWell program, which provides personalized resources that help you stay healthy and active.
Springpoint Choice also provides financial security by insulating against future long-term care costs, and it gives you peace of mind knowing when the time comes, you’ll have access a full spectrum of senior care solutions. In addition, throughout your membership, a personal care navigator will help coordinate and manage any changes to your services as your health needs change.
Last, but definitely not least, the Springpoint Choice program lets you take an active role in planning for your future. Instead of waiting until there’s an emergency or your health takes a sharp decline, it allows you to make decisions about your long-term care instead of defaulting to your children or loved ones to make arrangements on your behalf.
Contact us to discuss eligibility requirements and begin working toward a plan that lets you continue enjoying your home for now while ensuring you’ll have the resources you need in the years that come.