Springpoint Choice FAQs
Your Questions, Answered
We understand that asking the right questions is an important part of exploring senior living and long-term care options. Below, you’ll find answers to some of the most frequently asked questions about Springpoint Choice membership, including eligibility, service areas, costs, and how our program compares to traditional long-term care insurance. Still have questions? Reach out anytime – we’re here to help.
Frequently Asked Questions
Springpoint Choice is not insurance. It is an innovative membership program that provides lifetime access to senior care services, including home care, assisted living, skilled nursing, and memory care. The program helps members maintain independence while staying at home. Springpoint Choice operates as a nonprofit Continuing Care Retirement Community “without walls” and is regulated by the New Jersey Department of Community Affairs and the Secretary of State in Delaware.
Springpoint Choice is a membership program focused on helping individuals remain at home with personalized care navigation. Unlike private long-term care insurance, there is no waiting period before benefits begin. Support can start with one compromised activity of daily living, while insurance policies typically require at least two. It is a flexible option for those with or without long-term care insurance.
Yes. Springpoint Choice offers flexible plans that can complement existing long-term care insurance or serve as a stand-alone alternative. Members receive personalized care assistance, asset protection, and care navigation regardless of coverage. An appointment can be scheduled to review your current policy alongside Springpoint Choice benefits.
As a Springpoint Choice member, your membership offers advantages and benefits that will impact your life in a variety of ways. This includes:
- A dedicated personal care navigator to help guide you through senior care planning and coordinate services.
- A spectrum of senior care services, such as home care, assisted living, skilled nursing, and memory care.
- Access to on-site amenities, wellness programs, and other services available at Springpoint’s senior living communities in Delaware and New Jersey.
- Opportunities for social engagement through community-hosted events and activities.
Springpoint Choice serves many of the communities surrounding Springpoint Senior Living locations across the Mid-Atlantic region. Our service area includes most of Central and Northeastern New Jersey as well as the southern region of Delaware, offering members access to trusted, comprehensive senior care and support close to home.
If you live just beyond our primary service regions, you may still qualify for membership with Springpoint Choice. Our team often serves nearby communities and can assess your eligibility. We’ll review your location, discuss available long-term care options, and explain how our network may extend to your area.
Yes, you can. Flexibility is one of the key advantages of a Springpoint Choice membership. If you move to a new location within our service area, our team will work closely with you to ensure a smooth transition and uninterrupted access to your care and benefits.
Springpoint Choice membership is designed for adults aged 55 and older who are in good physical health and living independently. It’s best to join while you’re healthy and active so you can take full advantage of the program’s long-term care benefits and future planning resources.
To qualify for Springpoint Choice, applicants must meet three key criteria:
- Be at least 55 years old
- Be in stable physical health
- Be living independently without daily care needs
Meeting these qualifications helps ensure you can benefit from the proactive planning and protection that Springpoint Choice provides.
Enrollment involves two simple steps: a financial evaluation and an initial medical screening. These assessments help determine eligibility and allow our team to understand your goals and care preferences. The process ensures your membership plan supports your long-term independence and peace of mind.
Joining Springpoint Choice early allows you to lock in eligibility while you’re still active and healthy. This ensures access to future long-term care support, helps protect your assets, and provides a secure plan for aging confidently at home.
The evaluation isn’t just about qualification – it’s about understanding your lifestyle and goals. Springpoint Choice uses this information to create a personalized plan that maintains your independence, prepares for future long-term care needs, and gives you lasting security and flexibility as you age.
The membership fee and monthly fees are considered medical expenses. Eligibility for tax deductions depends on your individual financial situation, so it is best to consult with a tax advisor for guidance.
Yes, enrolling while you are in good health greatly improves your chances of qualifying for Springpoint Choice. Waiting until a health crisis occurs can limit your options and create financial challenges. It’s never too soon to join, but it can be too late.
No, you may end your Springpoint Choice membership at any time for any reason. Refunds of membership fees are based on how long you have been enrolled.
Monthly fees are reviewed once a year and adjusted based on the cost of living. As a nonprofit organization, Springpoint Choice works to keep costs as low as possible while maintaining quality services.
Yes, monthly fees begin the month you join Springpoint Choice and continue as long as you remain a member.
You can keep your Springpoint Choice membership even if you move outside the initial service areas. Some restrictions may apply.
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